Top Calculator Kenya 2025
Calculate farm yields, PAYE tax, construction costs & business profits
For Farmers
Calculate crop yields, fertilizer needs, and farming profits
- 11 agriculture calculators
- County-specific data
- 2025 market prices
For Employees
Calculate salary, PAYE tax, NSSF, SHIF & take-home pay
- 4 salary calculators
- 2025 KRA tax rates
- Job offer comparison
For Builders
Estimate construction costs, materials, and budgets
- 9 construction calculators
- Regional pricing
- Material quantities
NET PAY CALCULATOR
Kenya Tax & Financial Calculators 2025
Access all 14 free tax and financial calculators for Kenya. From PAYE calculator Kenya and NSSF calculator to M-Pesa charges and mortgage calculators - everything you need for accurate Kenyan finance calculations using current KRA rates.
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Free
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Tax
PAYE Top Calculator 2025 | KRA Income Tax & Net Salary Calculator
Free PAYE calculator Kenya 2025 with KRA tax rates, NSSF, SHIF & Housing Levy. Calculate net salary, tax deductions & take-home pay instantly. Updated Feb 2025.
VAT Top Calculator 2025 | 16% Value Added Tax Calculator - Add or Remove VAT
Free 16% VAT calculator Kenya 2025. Add or remove Value Added Tax from prices instantly. KRA-compliant VAT calculation for invoices, accounting & eTIMS reporting.
Import Duty Top Calculator 2025 | KRA Customs Tax & Clearing Charges Calculator
Free Kenya import duty calculator 2025. Calculate customs duty, VAT, IDF, RDL, excise tax & total clearing charges. KRA-compliant car & goods import tax calculator.
Stamp Duty Top Calculator 2025 - Property Transfer
Calculate stamp duty for property transfers in Kenya. Free calculator for land, lease & legal document stamp duty rates.
Rental Income Tax Top Calculator 2025 - Landlord
Calculate rental income tax for Kenya landlords. Free calculator with residential rental tax & standard income tax options.
KRA Turnover Tax Top Calculator 2025 | TOT Calculator | 3% Tax Rate
Free KRA Turnover Tax (TOT) calculator Kenya 2025. Calculate 3% turnover tax for small businesses with annual income KES 1M-50M. Replaces presumptive tax from 2023.
Finance
M-Pesa Charges Top Calculator 2025 | Safaricom Send Money & Withdrawal Fees
Free M-Pesa charges calculator 2025 with official Safaricom tariffs. Calculate send money fees, withdrawal charges, buy goods till, paybill & agent charges instantly.
Loan Top Calculator 2025 - Monthly Repayment
Calculate monthly loan payments & interest. Free Kenya loan calculator with amortization schedule for personal & business loans.
Mortgage Top Calculator 2025 - Home Loan Payment
Calculate home loan payments for Kenya. Free mortgage calculator with deposit, interest & monthly payment breakdown.
Bank Transfer Top Calculator 2025 - Transfer Fees
Calculate bank transfer fees in Kenya. Free comparison calculator for money transfer charges across Kenyan banks.
Social Security
NSSF Top Calculator 2025 - Pension Contribution
Calculate NSSF contributions for Kenya. Free Tier I & II pension calculator with employer & employee contribution breakdown.
SHIF Top Calculator 2025 - Social Health Insurance
Calculate SHIF deductions for Kenya. Free 2.75% Social Health Insurance calculator that replaced NHIF in 2024.
Property
Construction Cost Top Calculator 2025 | Building Cost Top Calculator
Calculate building costs in Kenya with our comprehensive construction cost calculator 2025. Get accurate estimates for 1-5 bedroom houses, bungalows, maisonettes with 2025 material prices & regional variations. Free Kenya building cost calculator.
Land Area Top Calculator 2025 | Acres, Hectares & Square Feet Converter
Free Kenya land area calculator. Convert between acres, hectares, square meters, and Kenya plot sizes. Calculate land size with regional price estimates.
Health
Pregnancy Due Date Top Calculator 2025 | Pregnancy Calculator
Free pregnancy due date calculator Kenya. Calculate pregnancy weeks, trimester, and baby due date. Includes ANC schedule, week-by-week development, and Kenya MOH guidelines 2025.
Ovulation Top Calculator 2025 | Fertility Window & Conception Calendar
Free ovulation calculator for Kenya. Track fertile days, ovulation date, and best days to conceive. Includes menstrual cycle tracker and conception tips.
Education
KCSE Grade Top Calculator 2025 | Calculate Your Mean Grade & Points
Free KCSE grade calculator Kenya 2025. Calculate your mean grade from subject points. Get A, A-, B+, B, B-, C+, C, C-, D+, D, D-, E grades instantly. KNEC grading system.
KCSE Cluster Points Calculator 2025 | KUCCPS Course Selection Kenya
Free KCSE cluster points calculator Kenya 2025. Calculate KUCCPS cluster points for university courses. Find cluster subjects for Medicine, Engineering, Law, Education courses.
GPA Top Calculator 2025 | University GPA & CGPA Calculator
Free GPA calculator for Kenyan universities. Calculate semester GPA, cumulative CGPA, and degree classification. Works with UoN, KU, JKUAT, Moi grading systems.
Grade to Percentage Converter Kenya 2025 | KCSE, University & International
Free grade to percentage converter for Kenya. Convert KCSE grades, university grades, GPA to percentage. Includes US, UK, and international grading systems comparison.
Construction
Cement Top Calculator 2025 | Cement, Sand & Ballast Calculator
Free cement calculator Kenya 2025. Calculate cement bags, sand, and ballast for concrete work. Mix ratios for slabs, foundations, columns with Kenya material prices.
Paint Top Calculator 2025 | Wall Paint & Coverage Estimator
Free paint calculator Kenya 2025. Calculate paint litres for walls and ceilings. Coverage rates, Kenya paint prices for Crown, Sadolin, Basco, Plascon brands.
Tiles Top Calculator 2025 | Floor & Wall Tiles Quantity Estimator
Free tiles calculator Kenya 2025. Calculate tile quantity for floors and walls. Includes wastage factor, Kenya tile prices, grout and adhesive estimation.
How Many Bags of Cement for House Construction in Kenya 2025 | Cement Calculator
Calculate exact cement bags needed for 2-bedroom, 3-bedroom, 4-bedroom house in Kenya. Foundation, walls, slab, plaster breakdown.
How Many Bags of Terrazzo Per Square Meter in Kenya 2025 | Terrazzo Calculator
Calculate exact terrazzo bags needed per square meter for floor finishing in Kenya. Thickness, coverage, cost estimation.
Agriculture
Acre to Hectare Converter Kenya 2025 | Land Area Unit Converter
Free acre to hectare converter for Kenya farmers. Convert acres, hectares, square meters & Kenya farm sizes. Includes land measurement guide for agriculture.
Fertilizer Top Calculator 2025 | NPK, DAP, CAN & Manure Calculator
Free fertilizer calculator for Kenya farmers. Calculate DAP, CAN, NPK, and manure requirements per acre/hectare for maize, beans, wheat, vegetables, and tea.
Crop Yield Top Calculator 2025 | Harvest Estimator for Maize, Wheat, Tea
Free crop yield calculator for Kenya farmers. Estimate harvest for maize, wheat, beans, tea, coffee, potatoes per acre/hectare with revenue projections.
Irrigation Water Top Calculator 2025 | Drip & Sprinkler Water Requirements
Free irrigation calculator for Kenya farms. Calculate water needs for drip, sprinkler & furrow irrigation. Includes crop water requirements and pump sizing.
How Many Bags of Maize Per Acre in Kenya 2025 | Maize Yield Calculator
Calculate exact maize yield per acre in Kenya. Get accurate estimates for bags of maize per acre based on region, variety, fertilizer use, and farming practices. Free calculator with 2025 KNBS data.
How Many Bags of Beans Per Acre in Kenya 2025 | Bean Yield Calculator
Calculate exact bean yield per acre in Kenya. Get accurate estimates for bags of beans per acre based on region, variety, fertilizer, and farming practices. Free calculator with 2025 KNBS data.
How Many Bags of Potatoes Per Acre in Kenya 2025 | Potato Yield Calculator
Calculate exact potato yield per acre in Kenya. Get accurate estimates for bags of Irish potatoes per acre based on region, variety, fertilizer, and farming practices. Free calculator with 2025 KNBS data.
How Many Bags of Wheat Per Acre in Kenya 2025 | Wheat Yield Calculator
Calculate exact wheat yield per acre in Kenya. Regional data for Rift Valley, Central Kenya wheat production. Free calculator with 2025 data.
How Many Bags of Green Grams Per Acre in Kenya 2025 | Ndengu Yield Calculator
Calculate green gram (ndengu) yield per acre in Kenya. Drought-tolerant crop for Eastern Kenya and arid areas. Free calculator with 2025 data.
How Many Bags of Fertilizer Per Acre in Kenya 2025 | Fertilizer Calculator
Calculate exact fertilizer requirements per acre for maize, beans, potatoes, wheat in Kenya. DAP, CAN, NPK recommendations based on crop and soil type.
How Many Bags of Potato Seeds Per Acre in Kenya 2025 | Seed Potato Calculator
Calculate exact seed potato requirements per acre in Kenya. Spacing, seed size, and variety recommendations for optimal yields.
Kenya Agricultural Calendar 2025 | Planting & Harvesting Guide - TaxEase Kenya
Complete Kenya farming calendar 2025 showing when to plant and harvest maize, beans, potatoes, wheat and more. Interactive planting season guide with long rains & short rains schedules for all crops.
Business
Profit Margin Top Calculator 2025 | Gross & Net Profit Calculator
Free profit margin calculator for Kenya businesses. Calculate gross profit, net profit, markup, and profit percentage. Essential for pricing and business planning.
Break-even Top Calculator 2025 | Business Break-even Point Analysis
Free break-even calculator for Kenya businesses. Calculate break-even point in units and revenue. Essential for business planning, pricing strategy, and profitability analysis.
Salary to Hourly Rate Top Calculator 2025 | Monthly to Hourly Converter
Free salary to hourly rate calculator for Kenya. Convert monthly salary to hourly rate, daily rate, and weekly pay. Perfect for freelancers and contractors.
How to Use Our Kenya Tax Calculators
Three simple steps to accurate PAYE, NSSF, and tax calculations
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Choose from our range of tax calculators
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Why Top Calculator is the Best Free Tax Calculator
Trusted by thousands of Kenyan taxpayers and businesses
Accurate
Based on current KRA rates and regulations
Free
No hidden fees or premium subscriptions
Updated Regularly
Always in sync with latest tax brackets
Kenya-Specific
Designed specifically for Kenyan tax laws
Complete Guide to Kenya Tax Calculations in 2025
Understanding Kenya's tax system, KRA regulations, and how to accurately calculate your obligations
??Understanding PAYE Tax in Kenya
Pay As You Earn (PAYE) is the income tax deducted from your salary by your employer in Kenya. According to the Kenya Revenue Authority (KRA), PAYE is calculated using progressive tax brackets ranging from 10% to 35% for income above KES 500,000 monthly.
Our PAYE calculator Kenya helps you instantly calculate your monthly income tax based on current 2025 rates. The calculator factors in the personal relief of KES 2,400 per month as mandated by KRA regulations.
Key factors affecting PAYE:
- Gross monthly salary
- Taxable benefits (housing, car allowance)
- Tax relief (personal relief of KES 2,400)
- Pension contributions (up to KES 20,000 or 30% of salary)
Learn more about PAYE from the official KRA website or use our gross salary calculator to determine your pre-tax income.
??NSSF Contributions Explained
The National Social Security Fund (NSSF) is a mandatory retirement savings scheme for all Kenyan employees. As of 2025, the NSSF Act requires both employers and employees to contribute 6% of the employee's gross salary, up to a maximum of KES 2,160 per month (based on the upper earnings limit).
Our NSSF calculator automatically computes your monthly NSSF deductions based on the latest contribution rates set by the National Social Security Fund.
NSSF contribution tiers (2025):
- Tier I: Lower earnings limit - KES 6,000 (6% contribution)
- Tier II: Upper earnings limit - KES 18,000 (6% contribution)
- Combined maximum monthly contribution: KES 2,160
Visit the official NSSF rates page for detailed contribution schedules.
??SHIF (SHA) Health Insurance
The Social Health Insurance Fund (SHIF), also known as SHA (Social Health Authority), replaced NHIF in 2024. All employees contribute 2.75% of their gross salary, with a minimum contribution of KES 300 per month.
Use our SHIF calculator to determine your monthly health insurance deduction. This is in line with the Universal Health Coverage (UHC) initiative by the Kenyan government.
SHIF key details:
- Contribution rate: 2.75% of gross salary
- Minimum contribution: KES 300/month
- No upper limit on contributions
- Covers all registered dependents
For more information, visit the Social Health Authority website.
??Import Duty and Customs Calculations
Import duty in Kenya varies by product category and is calculated based on the customs value (CIF - Cost, Insurance, and Freight). The Kenya Revenue Authority Customs Department oversees all import regulations.
Our import duty calculator Kenya helps importers, businesses, and individuals calculate the total cost of importing goods, including customs duty, excise duty, VAT, IDF (Import Declaration Fee), and RDL (Railway Development Levy).
Components of import costs:
- Customs duty (varies by HS code: 0%, 10%, 25%, or 35%)
- Excise duty (for specific goods like alcohol, tobacco)
- VAT at 16% of (CIF + Duty + Excise)
- IDF at 3.5% of customs value
- RDL at 2% of customs value
Reference the official EAC Common External Tariff for specific duty rates.
??M-Pesa and Mobile Money Charges
M-Pesa, Kenya's leading mobile money platform by Safaricom, has specific transaction charges for sending money, withdrawing cash, and paying bills. Our M-Pesa charges calculator provides up-to-date fees for all transaction types.
M-Pesa tariffs are regulated by the Communications Authority of Kenya and vary based on transaction amount and type.
M-Pesa transaction types:
- Send money (M-Pesa to M-Pesa)
- Withdraw cash from agent
- Send to bank (M-Pesa to bank account)
- PayBill and Buy Goods
Also calculate bank transfer charges for comparing costs between mobile money and traditional banking.
??Property Taxes and Real Estate Costs
Stamp duty is a tax levied on property transfers and legal documents in Kenya. The rate is 4% for properties in urban areas and 2% for agricultural land, as per the KRA Stamp Duty regulations.
Use our stamp duty calculator Kenya to determine the exact tax payable when buying property. For property owners, our rental income tax calculator helps calculate tax on rental earnings.
Real estate-related calculators:
- Stamp duty calculator - Property transfer tax
- Mortgage calculator - Home loan planning
- Rental tax calculator - Landlord tax obligations
Learn about capital gains tax on property at the KRA CGT page.
??VAT and Business Tax Calculations
Value Added Tax (VAT) in Kenya is charged at 16% on most goods and services. Businesses registered for VAT must charge, collect, and remit VAT to KRA. Our VAT calculator helps businesses calculate VAT inclusive and exclusive prices.
According to the KRA VAT regulations, businesses with annual turnover exceeding KES 5 million must register for VAT. Zero-rated and exempt supplies have special VAT treatment.
VAT categories in Kenya:
- Standard rate: 16% (most goods and services)
- Zero-rated: 0% (exports, agricultural supplies)
- Exempt: No VAT (financial services, education, medical)
For comprehensive business tax information, visit the KRA Business Tax portal or consult with registered tax advisors from the Institute of Certified Public Accountants of Kenya (ICPAK).
??Financial Planning and Loan Calculators
Beyond tax calculators, Top Calculator offers comprehensive financial planning tools including loan calculators, mortgage calculators, and SACCO dividend calculators to help Kenyans make informed financial decisions.
Our loan calculator helps you compare loan offers from Kenyan banks and financial institutions, calculating EMI (Equated Monthly Installments), total interest, and repayment schedules.
Available financial calculators:
- Loan calculator - Personal and business loans
- Mortgage calculator - Home financing
- SACCO dividend calculator - Cooperative society earnings
- Insurance calculator - Coverage planning
For regulated financial advice, consult with advisors registered with the Insurance Regulatory Authority or the Capital Markets Authority.
Why Accurate Tax Calculation is Critical for Kenyan Taxpayers
Accurate tax calculation is essential for compliance with Kenya Revenue Authority (KRA) regulations and avoiding penalties. The Finance Act 2024 introduced significant changes to tax rates and thresholds, making it crucial for taxpayers to use updated calculators.
Consequences of incorrect tax filing include:
- Penalties and interest - KRA charges 5% penalty on late tax payments plus 1% interest per month
- Tax audits - Incorrect returns may trigger KRA audits and investigations
- Legal consequences - Tax evasion can result in prosecution under the Tax Procedures Act
- Financial planning errors - Inaccurate calculations affect budgeting and cash flow management
Top Calculator's tools use official KRA rates and formulas to ensure compliance. However, for complex tax situations, we recommend consulting with qualified tax professionals registered with ICPAK or licensed tax consultants.
Trusted Resources for Kenya Tax Information
Government & Regulatory Bodies:
- � Kenya Revenue Authority (KRA) - Official tax authority
- � National Social Security Fund (NSSF) - Pension contributions
- � Social Health Authority (SHA) - Health insurance
- � National Treasury Kenya - Fiscal policy
Professional Organizations:
- � ICPAK - Institute of Certified Public Accountants
- � Insurance Regulatory Authority - Insurance oversight
- � Capital Markets Authority - Investment regulation
- � Communications Authority - Telecom regulation
How to Calculate PAYE in Kenya - Video Guide
Watch this step-by-step tutorial on calculating PAYE tax, NSSF, SHIF, and understanding your net salary
In this video:
- Step-by-step PAYE calculation using KRA 2025 tax brackets
- Understanding NSSF Tier 1 and Tier 2 contributions
- SHIF (Social Health Insurance Fund) deductions explained
- How to calculate your net salary after all statutory deductions
- Common mistakes to avoid when calculating taxes in Kenya
Use our PAYE calculator to get instant results.
Why 15,000+ Kenyans Trust Top Calculator Every Month
Verified compliance, accurate calculations, and complete transparency
Calculations Done
Uptime
User Rating
Serving Kenya
KRA 2025 Compliant
All calculators updated with official Kenya Revenue Authority rates effective February 2025
Last Updated: February 1, 2025
Privacy Protected
Zero data collection. All calculations performed in your browser. Kenya Data Protection Act 2019 compliant.
Verified: No server-side data storage
Always Current
Regular updates ensure you're working with the latest PAYE brackets, NSSF tiers, and SHIF rates
Update Frequency: Monthly or as regulations change
Important Disclaimer
Top Calculator provides free financial calculators for informational and educational purposes. While we strive for accuracy and update our calculators regularly based on official Kenya Revenue Authority (KRA) guidelines, these tools should not replace professional tax advice.
For complex tax situations, audits, business taxation, or legal compliance matters, please consult with tax professionals registered with the Institute of Certified Public Accountants of Kenya (ICPAK) or licensed tax consultants. We are not liable for decisions made based solely on calculator results.