Free Kenya tax calculator. Calculate your net salary, PAYE tax, NSSF, SHIF, and Housing Levy instantly with accurate KRA tax rates.
PAYE (Pay As You Earn) is a income tax system in Kenya where employers deduct tax directly from employees' salaries before payment. The Kenya Revenue Authority (KRA) uses a progressive tax system, meaning higher earners pay a higher percentage of their income in tax. Our PAYE calculator at topcalculator.co.ke helps you understand exactly how much tax you'll pay based on current KRA tax rates for 2024/2025.
Calculating PAYE in Kenya involves several steps based on KRA regulations:
See real examples of take-home pay for different salary ranges in Kenya. All calculations include PAYE tax, NSSF, SHIF, Housing Levy, and tax reliefs using current KRA rates for 2024/2025. Use these examples to estimate your net salary.
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 25,943
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 39,093
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 55,586
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 72,080
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 105,068
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 138,055
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Understanding your PAYE obligations is crucial for financial planning. While this PAYE calculator shows your monthly tax deductions, you might also want to explore our salary calculator, net pay calculator, or our comprehensive tax calculator to get a complete picture of your financial situation.
Our calculations are based on official rates and guidelines from these authoritative Kenyan government institutions:
Official KRA PAYE tax rates, brackets, and calculation guidelines
Official NSSF contribution rates and retirement benefits information
Official healthcare contribution rates under the new SHA system
Official government gazette with current tax laws and amendments
Progressive income tax based on KRA rates, ranging from 10% to 35% depending on your income bracket. Reduced by personal relief of KES 2,400.
National Social Security Fund contribution of 6% of gross salary, capped at KES 2,160 per month for retirement benefits.
Social Health Insurance Fund at 2.75% of gross salary, replacing the previous NHIF contribution for universal healthcare coverage.
Affordable Housing Levy at 1.5% of gross salary, contributing to government affordable housing initiatives. Provides 15% tax relief.
There is no minimum salary threshold for PAYE in Kenya. However, with the personal relief of KES 2,400, employees earning below approximately KES 24,000 per month typically pay minimal or no PAYE tax. For example, a salary of KES 30,000 results in approximately KES 26,775 net pay after all deductions.
A gross salary of KES 100,000 per month results in approximately KES 76,585 take-home pay after deductions. This includes: NSSF (KES 2,160), PAYE tax (KES 16,255), SHIF (KES 2,750), and Housing Levy (KES 1,500). Your total deductions would be around KES 23,415.
A gross salary of KES 50,000 per month results in approximately KES 41,865 net pay. Deductions include: NSSF (KES 2,160), PAYE tax (KES 3,725), SHIF (KES 1,375), and Housing Levy (KES 750). Total monthly deductions are approximately KES 8,135.
topcalculator.co.ke uses the exact formulas and rates published by KRA for 2024/2025. It includes all current deductions: PAYE tax with all bands, NSSF (6% capped at 2,160), SHIF (2.75%), Housing Levy (1.5%), personal relief (2,400), and housing relief (15% of levy). See our calculation examples below for proof of accuracy.
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Use topcalculator.co.ke to understand your salary deductions and net pay. Know exactly what you'll earn before accepting that job offer or negotiating a raise.