Comprehensive salary calculator for Kenya. Calculate your gross to net salary with all statutory deductions including PAYE tax, NSSF, SHIF, and Housing Levy based on current KRA rates.
A salary calculator is a tool that helps employees and employers calculate take-home pay after all statutory deductions. In Kenya, salary calculations must account for PAYE tax, NSSF, SHIF, and Housing Levy as mandated by KRA and the government. Our salary calculator at topcalculator.co.ke provides accurate gross-to-net conversions for 2024/2025.
Our salary calculator uses the official KRA tax rates and statutory deduction rates:
Every Kenyan employee should understand their salary structure. Your gross salary is what your employer pays before deductions. Your net salary (take-home pay) is what you receive in your bank account. The difference includes statutory deductions that fund national services like healthcare, pensions, and housing.
See real examples of take-home pay for different salary ranges in Kenya. All calculations include PAYE tax, NSSF, SHIF, Housing Levy, and tax reliefs using current KRA rates for 2024/2025. Use these examples to estimate your net salary.
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 25,943
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 39,093
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 55,586
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 72,080
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 105,068
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Monthly salary calculation breakdown
Net Pay (Take-Home)
Ksh 138,055
This calculation uses KRA tax rates for 2024/2025: Progressive PAYE (10%-35%), NSSF (6% capped at KES 2,160), SHIF (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400), and Housing Relief (15% of levy).
Beyond calculating your gross to net salary, you may need specialized tools for different aspects of your income. Check out our PAYE calculator, net salary calculator, or our loan calculator to get a complete picture of your financial situation.
Our calculations are based on official rates and guidelines from these authoritative Kenyan government institutions:
Official KRA tax rates and salary deduction guidelines
Current NSSF contribution rates and requirements
Official SHIF healthcare contribution information
Employment regulations and statutory deductions in Kenya
Your total monthly earnings before any deductions. This is the amount stated in your employment contract.
Your actual take-home pay after PAYE, NSSF, SHIF, and Housing Levy deductions.
Sum of all statutory deductions including tax and social contributions required by Kenyan law.
See exactly where your money goes with itemized deductions for transparency.
Gross salary is your total monthly income before any deductions. This includes your basic salary and any allowances. It's the figure stated in your employment contract and used as the basis for calculating all statutory deductions. For example, a gross salary of KES 75,000 becomes approximately KES 59,653 net pay after deductions.
A gross salary of KES 150,000 per month results in approximately KES 111,228 take-home pay. This accounts for NSSF (KES 2,160), PAYE tax (KES 31,112), SHIF (KES 4,125), and Housing Levy (KES 2,250). Total deductions are around KES 38,772 or about 26% of gross salary.
A gross salary of KES 200,000 results in approximately KES 145,185 net pay monthly. Deductions include: NSSF (KES 2,160), PAYE tax (KES 47,155), SHIF (KES 5,500), and Housing Levy (KES 3,000). Your total monthly deductions would be around KES 54,815.
Absolutely! Use our salary calculator to understand the net pay you'll receive from a gross salary offer. For instance, if an employer offers KES 100,000, you'll actually receive about KES 76,585. This helps you make informed decisions during job offers and salary negotiations by knowing your actual take-home amount.
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Get instant salary calculations with detailed breakdowns. Perfect for job seekers, employees, and employers in Kenya.