Free, accurate financial calculators using current KRA tax rates, NSSF, SHIF, and Housing Levy for 2024/2025
topcalculator.co.ke provides comprehensive financial calculators specifically designed for Kenya's tax and payroll system. Calculate your net salary, PAYE tax, loan payments, mortgage affordability, and more using official Kenya Revenue Authority (KRA) rates and government formulas. All calculators are 100% free with instant results and detailed breakdowns.
Whether you're an employee understanding your payslip, a job seeker evaluating offers, an employer calculating payroll, or planning a loan or mortgage, our calculators provide the accurate Kenya-specific calculations you need. Updated regularly to reflect current KRA tax brackets, NSSF contribution rates, SHIF percentages, and Housing Levy requirements.
Calculate your take-home pay, PAYE tax, and understand all statutory deductions using current Kenya tax rates for 2024/2025.
Calculate your Pay As You Earn (PAYE) income tax using KRA's progressive tax system with all five tax bands (10%, 25%, 30%, 32.5%, 35%). Includes personal relief of KES 2,400 and housing relief. Get a detailed breakdown of how your tax is calculated at each income level.
Calculate your actual take-home salary after all statutory deductions including PAYE tax, NSSF (6% capped at KES 2,160), SHIF (2.75%), and Housing Levy (1.5%). See exactly how much money will be deposited in your bank account each month.
Comprehensive Kenya salary calculator showing your gross salary breakdown, taxable income calculation, all statutory deductions (PAYE, NSSF, SHIF, Housing Levy), tax reliefs applied, and final net salary. Perfect for salary negotiations and understanding your complete payslip.
Complete Kenya income tax calculator with current KRA tax brackets and rates for 2024/2025. View tax tables, understand how progressive taxation works, calculate tax reliefs, and plan your taxes. Essential for financial planning and budgeting in Kenya.
Plan your loans and mortgages with accurate EMI calculations, amortization schedules, and affordability assessments for Kenya.
Calculate monthly loan payments (EMI), total interest costs, and complete amortization schedules for all loan types in Kenya - personal loans, car loans, business loans, mobile loans, and Sacco loans. Compare different loan terms and interest rates to find the most affordable option.
Calculate home loan affordability, monthly mortgage payments, total interest over the loan term, and detailed amortization tables. Plan your home purchase with accurate calculations based on property value, deposit amount, loan tenure, and current Kenyan bank mortgage interest rates.
All calculators use official KRA tax formulas, current statutory rates, and Kenya government regulations. Not generic international calculators - built specifically for Kenya's tax and financial system.
Always current with the latest Kenya Revenue Authority tax rates, NSSF contribution limits, SHIF percentages, and Housing Levy requirements. Updated immediately when regulations change.
Not just final numbers - see complete calculation steps, how each tax band is applied, which reliefs reduce your tax, and where every deduction comes from. Full transparency.
Completely free with no restrictions, registration, or hidden fees. Use any calculator as many times as you need. We believe accurate financial calculations should be accessible to everyone in Kenya.
All calculations happen locally in your browser. We never send your salary or financial data to our servers. No data storage, no tracking. Your information stays completely private and secure.
Each calculator includes comprehensive guides explaining Kenya's tax system, how calculations work, FAQs with example salaries (KES 50k, 100k, 150k, 200k), and links to official KRA sources.
Choose any calculator above to get started. All calculators provide instant results with detailed breakdowns using current Kenya tax rates and regulations for 2024/2025. No registration required, completely free, and your data stays private on your device.